Systematic Investment Plan or SIP as it is commonly known, is an investment plan (methodology) offered by Mutual Funds wherein one could invest a fixed amount in a mutual fund Scheme periodically at fixed intervals - say once a month instead of making a lump-sum investment. The SIP instalment amount could be as small as ₹500 per month and ₹ 250 per month under Chhoti SIP. SIP is similar to a recurring deposit where you deposit a small /fixed amount every month.

SIP is a very convenient method of investing in mutual funds through standing instructions to debit your bank account every month, without the hassle of having to write out a cheque each time.

SIP has been gaining popularity among Indian MF investors, as it helps in Rupee Cost Averaging and also in investing in a disciplined manner without worrying about market volatility and timing the market.

Month-wise SIP contribution collected from FY 2016-17 onwards are mentioned below:

Details of new SIPs registered and discontinued during FY 25-26 are as under : (SIP Count in Lakh)

* As per SEBI guidelines, the SIPs where

- 3 consecutive instalments with respect to daily, weekly, fortnightly, and monthly intervals and

- 2 consecutive instalments with respect to others are failed, are treated as ceased/discontinued.

# Includes the past/legacy data on account of above reason, revised on 14th May 2025.